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With seller financing, also called owner financing, the seller provides financing to the buyer instead of a traditional bank providing the financing. This method is preferred by those buyers who may have a difficult time qualifying for traditional bank financing as it sidesteps the need for a mortgage. Buyers attracted to seller financing are often those finding it difficult to get a conventional mortgage, perhaps due to poor credit or unverifiable income. Our seller financing program is more flexible than bank financing. Typically, if the Buyer can afford the monthly payments and has a sufficient down payment the Buyer is likely to be approved for our financing.
The Buyer chooses the home they want from ANY home listed for sale in the MLS.
Our Company then purchases that property and sells to the Buyer with seller financing.
U-pick Seller Financing Program Overview. Learn how to use seller financing to purchase ANY home for sale, not just the select few already offers seller financing.
Only 2% of homes listed for sale in the Phoenix MLS are offering seller financing. That means 98% of homes for sale are NOT offering seller financing.
First, get pre-approved for the program and agree to the financing terms.
We will review your application for program eligibility. The program is not credit score driven. It is based on your ability to afford the payments and your down payment.
You select any home for sale (bank owned, short sale, foreclosure, traditional MLS listing). We assign an approved real estate agent to work with you just like a traditional real estate agent would - sending you listings, searches, showing you properties, etc. You can also use your real estate agent provided they agree to the terms of our program.
When you find the home you like, we buy the home in our name - for the best price possible (with any savings passed on to you). You determine our offer price with our assistance.
You complete all the inspectionsso you are satisfied with the condition of the home.
We sell the home you chose to you with seller financing based on the following terms:
Our program is not credit driven or income driven, but we need to verify you can afford the payments. We can still qualify with credit issues or income documentation issues
We will send the agreement to terms to you upon approval of your application. The agreement to terms provides a written agreement stating we will provide financing based on the terms selected during approval process.
Connect with us today for more information on the U-Pick Seller Financing Program!
Phone: 480-360-7850
Copyright © 2023 UPick Seller Financing - All Rights Reserved.
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